Pet insurance cost by breed / Dogs

Published premiums · checked October 20, 2026

How much is pet insurance for an Olde English Bulldog?

Pawlicy Advisor's 2026 customer quotes put the Olde English Bulldog at a median $79.28 a month, with the middle half of quotes between $60.07 and $88.99. That is 14% above NAPHIA's 2025 average for every insured dog ($69.67 a month for accident and illness cover).

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  1. 1Pawlicy median $79.28/mo
  2. 2Middle half of quotes $60–$89
  3. 3NAPHIA 2025, all dogs $69.67/mo
  4. 4Rank of 82 dogs 13th priciest
Pawlicy median
$79.28
Twelve months at that figure
$951
NAPHIA, all dogs
$69.67
Break-even bill*
$1,439

Every published Olde English Bulldog figure

Each source measures something different, so the figures sit side by side and are never averaged together. Of the breed tables tracked here, only Pawlicy Advisor's includes the Olde English Bulldog: Forbes Advisor, Fetch and Insurify publish shorter breed lists that leave it out.

SourceWhat it measuresMonthlyDated
Pawlicy AdvisorMedian of customer quotes; middle half $60.07–$88.99$79.28October 15, 2026
NAPHIAAverage for all insured dogs, accident and illness, 2025$69.67June 21, 2026
Pawlicy median$79.28NAPHIA all dogs$69.67Pawlicy mixed breed$45.70
Published monthly premiums for the Olde English Bulldog next to NAPHIA's 2025 average for all insured dogs (accident and illness, $836 a year ÷ 12). Each source measures a different thing; bars to scale from $0.

Where the Olde English Bulldog sits among 82 dog breeds

Ranked by Pawlicy's median, the Olde English Bulldog is the 13th most expensive of the 82 dog breeds and types Pawlicy lists. Its median is 34% more than the middle dog breed on that list ($59.27) and 73% more than Pawlicy's mixed-breed dog ($45.70).

The spread inside the breed matters as much as the median. A quarter of Olde English Bulldog quotes came in under $60.07 and a quarter over $88.99; the middle half spans 36% of the median. The range sits fairly evenly around the median ($19 below, $10 above). Pawlicy does not say which ages, deductibles or limits sit at each end.

Scottish Terrier$79.78American Pit Bull Terrier$79.68Olde English Bulldog$79.28English Bulldog$78.58Rottweiler$78.05Mixed-breed dog$45.70
Middle half of Pawlicy Advisor customer quotes (25th to 75th percentile) for the Olde English Bulldog and the dogs with the nearest published figures; the number is the median. Bars on one scale from $0.

What dog claims are usually for

None of the six ACVS condition pages used on this site names the Olde English Bulldog, which says nothing either way about its health: those pages list only the best-known examples. Across the whole insured population, NAPHIA's 2025 report ranks the most common dog claims as gastrointestinal, ear infection (otitis), skin conditions, anxiety, behavioral or neurological and allergies. Breed-predisposed conditions for other breeds are listed under health problems by breed.

Premiums against a real vet bill

Insurers' own claim data gives a sense of scale. For swallowing a foreign object, a common accident in any breed, Trupanion publishes an average claim of $2,964. At $79.28 a month that bill equals 37.4 months of premiums.

Worked through a policy with a $250 deductible and 80% reimbursement (the terms Forbes Advisor priced): the policy pays ($2,964 − $250) × 80% = $2,171, leaving $793 for the owner. Add a year of premiums ($951) and the insured year costs $1,744 against $2,964 without cover, $1,220 less. *The break-even bill, where both cost the same, is $250 + $951 ÷ 80% = $1,439 in a policy year; a year with smaller bills costs more insured. The calculator reruns this with other terms, and is pet insurance worth it? shows the method.

Age moves the price more than breed

These all-breed figures cannot be applied to the Olde English Bulldog figure above, but they show the direction. Forbes Advisor's average for a dog at a $5,000 limit runs from $43 at 3 months to $74 at 7 years (72% more). Insurify's medians climb from $46 for an adult dog to $116 for a senior, 152% more. NAPHIA's average dog premium rose 34% from 2021 to 2025. See pet insurance cost by age.

Similar dog premiums

Premiums also vary by state: Pawlicy's all-pet median runs from Hawaii ($64.01) through Oklahoma ($43.97) to Alaska ($28.02). No source publishes breed figures by state, so this site does not combine the two. Browse every state or every breed.

Sources: Pawlicy Advisor (Median monthly premium of real Pawlicy customer quotes across the insurers it sells; the range is the 25th to 75th percentile. The page labels the median as the average.), NAPHIA State of the Industry 2026, Trupanion claims examples, NAIC Pet Insurance Model Act. Last checked October 20, 2026. Method on the methodology page.